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Truist Enjoy Cash

Earn Unlimited Rewards Your Way

Enjoy Cash lets you choose from two great cash back options when you apply—so you earn what fits your spending habits best.

Premium rewards

Grow your world—go Beyond.

Earn points on all purchasesDisclosure 1 with the Truist Enjoy Beyond credit card—with 3x on airfare, hotels, and car rentalsDisclosure 2 and 2x on dining.Disclosure 3

Apply now for the Enjoy Beyond credit card.
See rates, fees, and rewards for the Enjoy Beyond credit card.

Truist One Checking

Open a Truist One Checking account.

No overdraft-related fees.  It's easy and only takes a few minutes.

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Money and Mindset

Financial literacy can help change lives.

This episode of Money and Mindset with Bright and Brian explores the impact of financial literacy on individuals and communities.

Knowledge + Care

An unstoppable pair

What happens when knowledge meets care?

Personal savings

Make your savings shine.

Choices you make today could change everything. So, commit to yourself and save with Truist One Savings.

Crystal clear—created with care.

Meet the Truist app.

Get super-fast access to your accounts and bright insights into your spending with our mobile app.

QR Code to open Apple or Google play app.

Scan this code with your phone’s camera to download Truist Mobile.

You want to jump. We say, how high?

Reach big goals with the help of a lot of knowledge and even more care.

Let’s do this and reach our goals.
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Coach: We’re gonna try something new today.

Music: higher…

Coach: That was close.

Coach: Now get the top of the circle!

Music: higher…

Coach: I need you to come from here.

Music: higher…

VO: When you work with someone who knows a lot and cares even

more…

Coach: I believe in you. Make it happen.

VO: … you’re unstoppable.

Music: ‘til I reach the highest ground.

Teammate: Let’s make it happen.

VO: At Truist, we believe the same is true for banking.

Music: Keep on learning.

Super/Endcard: [Truist logo]

Leaders in banking. Unwavering in care.

Video with audio descriptions

Money and Mindset

Reach your goals. Feel good doing it.

It’s time to upgrade your money mindset. Learn new skills, change your point of view, and take control of your finances.

View Money and Mindset

Your guide to becoming a super saver

When it comes to saving, it’s OK to put yourself first. Because when you build money habits that align to your unique goals, it makes for a smoother and more rewarding journey.

12 icebreakers for starting conversations about money 

Talking about money with people you trust can strengthen your bonds and help you reach your goals.

Get the tips on how to talk about money.

Inspiring and building better lives and communities.

A greener future

Our goal is net-zero emissions by 2050.

Unleashing potential

Together with the NFL, we’re working to bring big wins to local communities.

The heart of innovation

Better banking is being built at the Innovation and Technology Center.

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Disclosure † Terms and Conditions for the 2024 Truist One Checking $400 Online Only Offer: TRUIST400DC24

Offer Information: Open a new Truist One Checking account online from 2/28/24 through 6/26/24, complete the following activities within 90 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion.

  • Receive at least one qualifying Direct Deposit* of $500 or more AND
  • Complete at least 15 qualifying debit card purchases** within 90 days of account opening. All debit purchases must be posted to your account to qualify.

Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST400DC24. Please refer to the Account Opening and Enrollment section below for full instructions.

*The definition of a qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.

**Qualifying Debit Card purchases include purchase transactions, including PIN Point of Sale (POS), recurring transactions, transactions made via tap or through a digital wallet, and signature-based purchases. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.

Offer Eligibility:  Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified.  The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time of qualification validation. 

Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 2/28/25 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.

Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on "Open an account online." Enter TRUIST400DC24 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.

Version 5 01222024 TRUIST400DC24

Disclosure 1 You will earn one (1) Point for each $1.00 in Eligible Purchases. There is no limit to the amount of Points you can earn.

Disclosure 2 You will earn three (3) Points for each $1.00 in eligible purchases on airline tickets, car rentals or hotel lodging. Non-airline ticket purchases, such as seat upgrades, baggage fees, and onboard amenities, as well as non-lodging purchases made at a hotel such as dining and activities, will not earn three (3) Points for each $1.00 in eligible purchases, but are eligible to earn one (1) Point for each $1.00 in eligible purchases. There is no limit to the amount of Points you can earn.

Disclosure 3 You will earn two (2) Points for each $1.00 in eligible purchases at restaurants. Purchases at certain merchants, such as bakeries, convenience stores, specialty markets, and merchants whose primary business is the sale of alcoholic beverages, will not earn two (2) Point for each $1.00 in Eligible Purchases, but are eligible to earn one (1) Point for each $1.00 in Eligible Purchases. There is no limit to the amount of Points you can earn.

Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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