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	Quick Links     About Us: •  Learn More...     Leasing: •  Answers to Commonly Asked Questions •  Benefits of Leasing •  Additional Options and Flexible Structures •  Lease vs. Loan     Syndication: •  What is Syndication? •  Why does SCF Syndicate Leases? •  Portfolio Sales •  Portfolio Purchases       Municipal Leasing: •   What is a Municipal Lease? •   Why Lease Purchase? •   What can be leased?     Vendors: •  Why offer a lease program? •  What type of equipment can be leased? •  Special Programs •  What are the available lease plans?     Bank Outsourcing: •  Lease Programs for Banks •  Program Benefits	Benefits of Leasing   Let your equipment pay for itself Leasing provides you with the use of equipment for an agreed upon payment. You pay for equipment as it is being used to generate revenue rather than cash upfront. This helps maximize the matching of income to investment. Avoid Technological Obsolescence We take the risk if your equipment becomes devalued because of new technology. If you lease, you are not "stuck" with equipment that is no longer useful to you. Leasing also allows you to upgrade, trade-in, or add-on to your equipment during the lease term. Tax Advantages Lease Payments may be fully deductible as a business expense. Leasing can also help you avoid Alternative Minimum Tax (AMT) liability. Minimize Balance Sheet Liabilities Lease payments may be eligible for "off-balance sheet" treatment, where items are treated as expenses rather than Assets and Liabilities, improving financial ratios. Finance "Soft Costs" You may be able to include some or all of the expenses associated with equipment use, such as shipping, installation, or maintenance, into the lease agreement. Preserve Lines of Credit Leasing will not tie up valuable lines of credit you may need for expenses or to fuel growth and expansion. Flexible Payment Options Leasing allows you to design payment structures to meet budgetary requirements or seasonal cash flows. Lease terms can range from 12 to 60 months with flexible renewal options. Flexible End-of-lease Options At the end of your lease, you can purchase the equipment according to the predetermined purchase option, upgrade to new equipment, renew the lease at substantial savings.
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