Susquehanna Bank How To Get A Loan

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How To Get a Loan

How to Get a Loan
Once you select Susquehanna for your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process

Pre-Qualification - Contact us to get pre-qualified for a specific loan amount. With this information, you will know the size of mortgage you can afford before you start looking for your home. You can locate a mortgage banker to schedule a face to face meeting or prequalify online.
Pre-Approval - This is a firm commitment letter issued before you buy a home that gives you actual purchasing power with a maximum dollar amount that you can afford. A completed loan application is necessary to obtain a mortgage pre-approval.
Loan Application - As part of your loan application, you will need to provide income documentation and other important information. After assembling all of the items on the Mortgage Documentation Checklist, you will be able to complete your application and submit it for processing. You can apply by meeting with a mortgage banker or you can submit an application request.
Processing / Underwriting – Your personal mortgage processor will verify the information on your application and obtain a credit report, property appraisal and title insurance commitment. Your loan processor finalizes all the documents and forwards your information to your underwriter, who compares your loan to standard guidelines. If these guidelines are met, an approval and loan commitment are issued. We will then contact you, your realtor or builder, and your attorney / title company to arrange your loan closing.
Closing - At closing, you will sign the mortgage, promissory note and other required documents transferring ownership from the seller to you. Congratulations! At this point, you are the proud owner of your new home.

Simple, Straightforward, Cost Effective, and FAST!

CONTACT US

Call 877.581.3743,
email us or
Locate a Local Mortgage Banker

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