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Home Equity FlexLine of Credit

Now is the perfect time to make those long-awaited
home improvements, take care of educational expenses,
consolidate higher-interest loans or do anything else you’ve
been planning. A Susquehanna Home Equity FlexLine of Credit
makes almost anything possible.

Benefits:

Convenient access to revolving credit funds
Borrow only what you need, up to your credit limit, when you need it
Save money with a low, variable rate
Affordable monthly payments - you only pay based on the outstanding balance
Or take advantage of our great term-out options to lock-in a
- Fixed Rate
- Fixed Term
- Fixed Payment
Interest paid may be tax deductible – consult your tax advisor

Related Services:

Easy access with
- Line of credit checks
- Internet Banker with Bill Payment
- Mobile Banking
- Free telephone banking
Convenient automatic payments save time and money
Protect yourself from accidental overdrafts by adding a FlexLine of Credit to your Susquehanna Bank checking account
Guard against the unforeseen with a variety of payment protection options¹

Rates and Fees

No Application fees
No Closing Costs^*
Rate reduction for automatic payments from a Susquehanna account

Apply for a Loan

Call 800.311.3182
Apply In Branch

Apply Online

Additional Resources

Calculators

Home Equity FlexLine of Credit Rate
Choose: 2.99% APR² Introductory Rate First 12 monthly billing cycles or 3.24% APR² Introductory Rate First 24 monthly billing cycles Thereafter take advantage of a Regular Variable Rate equal to Prime with a 4.00% APR² minimum	Save from the start since there are no fees or closing costs* Save even more with a great introductory rate, then count on a low regular variable rate for the remaining life of the loan. You also can choose to convert all or a portion of the outstanding balance to a fixed rate with no hassles and at no additional closing costs.
Home Equity Line of Credit Term-Out Loan Rate
As low as (APR based on a loan amount of $25,000) 3.99% APR³ Other rates for longer terms, different loan amounts available	Terms up to 60 months Up to 85% LTV Loan amounts $25,000 - $99,999 Payment amount for a 60 month term = $18.42 per $1,000 borrowed**
**This payment does not include taxes and insurance (if applicable). Your payment obligation will be higher.

For other rates and terms call 800.311.3182 or contact the office nearest you. To find a location click here.

¹Credit insurance products offered through Monumental Life. Products and coverage varies by state. Must meet eligibility guidelines to qualify.

²Annual Percentage Rate (APR). The 2.99% introductory rate is for the first twelve billing cycles after closing or the 3.24% introductory rate is for the first twenty-four billing cycles after closing and both rates require an automatic deduction from a Susquehanna checking or savings account to qualify. The disclosed regular variable rate will be based on an index (The Wall Street Journal Prime rate as of the 15th day of the preceding month), currently 3.25% APR as of 10/01/11, subject to a 4.00% APR minimum, and may vary monthly. Disclosed rates are for a line amount of $100,000 or greater, an LTV of 70%, requires a credit score greater than or equal to 700 and includes a .25% discount for automatic deduction from a Susquehanna Bank checking or savings account. This offer is for new Home Equity FlexLine of Credit applications only. Standard underwriting criteria apply. Other rates and terms available for lower line amounts, higher LTVs, and lower credit scores. The maximum APR is 18% [Maryland 24%, New Jersey 16%].This offer and the disclosed rates are effective beginning 10/07/11 and may change without notice. Lines are for personal, family and household purposes. Property insurance is required. Property must be located in the Susquehanna Bank service area.

^*Title insurance is not included in the Lender paid closing costs for loans over $250,000. For properties located in the state of Maryland, if the line is terminated within the first 30 months, all Lender paid closing costs estimated between $702.00 and $1,826.00 (estimate for a $100,000 line, varies by county) must be reimbursed to the Lender.

³APR shown is for a term-out loan offered in conjunction with the Home Equity FlexLine of Credit, requires a credit score at origination of the Home Equity FlexLine of Credit greater than or equal to 700 and includes a .25% reduction for automatic payment from a Susquehanna Bank checking or savings account. Higher rates and terms apply. Property insurance is required. Property must be located in the Susquehanna Bank service area. Title Insurance is not included in the Lender paid closing costs for loans over $250,000. Rates are subject to change without notice. Standard underwriting criteria apply.