Disclosures

• Electronic File Transfer (EFT) Disclosure
• Susquehanna Personal Fee Schedule
• Susquehanna Business Fee Schedule
• Overdraft Protection Disclosure (Personal)
• Notice of Prohibition on Unlawful Internet Gambling

Business

Listed below are amendments to your NACHA Rules Book. For any questions about these changes or to get a new NACHA rules book, please contact our Business Services Department at 888.286.3082.

• Corporate Account Takeover\Voluntary Availability Exception; January 2012
• IAT Modification\IAT Entries and the Effect of Illegality; March 2012
• IAT Modification\Minimum Description Standards; September 2012

• Clarification of Requirements for Revocation of Authorizations for Single Entry Authorizations; September 2011
• Collection of Return Fees; September 2011
• Rules Compliance Audits for Third-Party Senders; March, 2011
• Elimination of Opt Out Requirements for ARC and BOC; March 2011
• Mobile ACH Payments; January, 2011

To find out more about Susquehanna Bank's Cash Management solutions, please send us an email or call 888.286.3082 to speak with one of our experienced Business Services representatives.