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| Products | Minimum to Open | Minimum Balance Req'd to Obtain APY | Interest Rate | Annual Percentage Yield(APY) |
12 Month Access CD*
• Apply
| $5,000.00 | $5,000 | .75% | .75% |
| $5,000.00 | $50,000 | .80% | .80% |
7 - 31 Day Fixed Rate
• Apply
| $20,000.00 | $20,000 | .15% | .15% |
| $20,000.00 | $50,000 | .20% | .20% |
| $20,000.00 | $100,000 | .25% | .25% |
32 - 90 Day Fixed Rate
• Apply
| $20,000.00 | $20,000 | .25% | .25% |
| $20,000.00 | $50,000 | .30% | .30% |
| $20,000.00 | $100,000 | .35% | .35% |
3 - 5 Month Fixed Rate
• Apply
| $2,500.00 | $2,500 | .45% | .45% |
| $2,500.00 | $50,000 | .50% | .50% |
| $2,500.00 | $100,000 | .55% | .55% |
6 - 11 Month Fixed Rate
• Apply
| $1,000.00 | $1,000 | .65% | .65% |
| $1,000.00 | $50,000 | .70% | .70% |
| $1,000.00 | $100,000 | .75% | .75% |
12 - 17 Month Fixed Rate
• Apply
| $500.00 | $500 | .80% | .80% |
| $500.00 | $50,000 | .85% | .85% |
| $500.00 | $100,000 | .90% | .90% |
18 - 23 Month Fixed Rate
• Apply
| $500.00 | $500 | .95% | .95% |
| $500.00 | $50,000 | 1.00% | 1.00% |
| $500.00 | $100,000 | 1.04% | 1.04% |
24 - 35 Month Fixed Rate
• Apply
| $500.00 | $500 | 1.19% | 1.20% |
| $500.00 | $50,000 | 1.24% | 1.25% |
| $500.00 | $100,000 | 1.29% | 1.30% |
36 - 47 Month Fixed Rate
• Apply
| $500.00 | $500 | 1.49% | 1.50% |
| $500.00 | $50,000 | 1.54% | 1.55% |
| $500.00 | $100,000 | 1.59% | 1.60% |
48 - 59 Month Fixed Rate
• Apply
| $500.00 | $500 | 1.59% | 1.60% |
| $500.00 | $50,000 | 1.64% | 1.65% |
| $500.00 | $100,000 | 1.69% | 1.70% |
60 - 71 Month Fixed Rate
• Apply
| $500.00 | $500 | 1.69% | 1.70% |
| $500.00 | $50,000 | 1.74% | 1.75% |
| $500.00 | $100,000 | 1.79% | 1.80% |
72 - 83 Month Fixed Rate
• Apply
| $500.00 | $500 | 1.93% | 1.95% |
| $500.00 | $50,000 | 1.98% | 2.00% |
| $500.00 | $100,000 | 2.03% | 2.05% |
84 - 119 Month Fixed Rate
• Apply
| $500.00 | $500 | 1.93% | 1.95% |
| $500.00 | $50,000 | 1.98% | 2.00% |
| $500.00 | $100,000 | 2.03% | 2.05% |
120 Month Fixed Rate
• Apply
| $500.00 | $500 | 2.28% | 2.30% |
| $500.00 | $50,000 | 2.33% | 2.35% |
| $500.00 | $100,000 | 2.37% | 2.40% |
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Annual Percentage Yield (APY) is effective as of
Friday, November 20, 2009.
Interest rates are subject to change without notice. All rates and APY's are fixed unless otherwise indicated. If the account is variable-rate, then the interest rate may change after the account is opened. The APY's assume that all interest will remain on deposit until maturity. Substantial penalty for early withdrawal.
*Access CD - Federal Law requires a substantial penalty for withdrawals made less than 7 days from the deposit date as well as for withdrawals made less than 7 days from the date of the last withdrawal.
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